Christmas and the holiday season is upon us and as 2015 draws to a close, it's time to review what's happened in the investment markets this year and look ahead to 2016.

We have attached three articles for you this month. The first is a market update from Three Sixty Research for December. The second is about New Years resolutions and how only 12% of people manage to succeed in keeping them. Lastly we discuss the in's and out's of donating or voluteering this Christmas.

Our office will be closed from Wednesday 23rd December and will re-open on Monday 11th January 2016. From the team at Ascent Private Wealth, we wish you and your family a Merry Christmas and Happy New Year.

Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information.

Ascent Private Wealth
ABN: 63 112 123 742

Authorised Representatives of:
Godfrey Pembroke Limited a Australian Financial Services Licensee and Insurance Broker
Registered address
Level 1, 105 - 108 Miller Street
NORTH SYDNEY NSW 2060
Australia

Ascent Private Wealth
Suite 103, 12 Cato Street,
Hawthorn East, 3123
+61 3 9672 5111

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